How Organization Will Save You Money

I'll bet you're wondering what organization has to do with saving money.

Actually quite a bit!

Imagine that you've been looking all over your house for that book/DVD/sunglasses/whatever and you can't find it. Or imagine that you're at the store and can't remember if you still have any bananas or jars of strawberry jam.

Simple things, right?

Well, when we can't remember what we have and don't know where to find what we have, we usually end up buying it again. And then, before you know it, you're like my aunt with 17 umbrellas.

My mother always says that once you replace something you can't find, you'll find the original missing item. I'm sure many of you have heard that as well. But for as many times as we've heard this, we still do not take action and bring some organization into our lives to avoid spending money when did not need to spend in the first place.

So, what do we do about this? The answer to almost every organizing problem is to have a system. Why a system? Because we are creatures of habit and mostly prefer to do things the same way every time. Not only that but with a system you have less to remember. You just follow the system.

There are a couple of systems you can put in place to help you save money in various areas of your life. Here are 4 areas in which you will want to find a system that works for you to help save you tons of money in the end.

1. Grocery Shopping

How many times have you been at the grocery store, without your list, and wondered if you should be an item you're not really sure if you have or need?

I'm willing to be it happens a lot. It happens more when you don't have a list. It happens even more when you don't know what you have in your kitchen.

Here's what I suggest. Go through your cabinets and fridge before you attempt to make a shopping list. The list you're about to make is what you can see that you're missing or low on. Next, depending on how often you shop (I suggest no more than weekly) and plan your menus accordingly. So, plan menus weekly if you shop weekly, two weeks at a time if you shop bi-weekly, etc.

Once you know what you're going to make, you can look at what you're missing (from your first list), and make your shopping list accordingly.

When you get to the store, do not deviate from this list. Take appropriate coupons if you want to, but don't go hungry and leave the kids at home.

2. Shoes

What woman doesn't like to have a variety of shoes? Unlike men, we must have different shoes for different outfits, occasions, and seasons. However, this love of shoes can go overboard.

This has happened to me, I must admit. While shopping for something totally unrelated, I saw a great pair of gray houndstooth heels in Target. The only problem was the heel was a little too high and the size 11 was probably one size or so more than I needed.

I reasoned that my feet would swell and I wouldn't be standing long anyway. Plus, the shoes weren't expensive. Well, I stood for a long time on the day I wore them, it rained, and they were too big. They were worn once and are now on their way to charity. What a waste!

I should have taken stock of what I had and thought about what I was going to wear on that occasion. Had I done that, I would have saved my feet and my money.

So, take note: know what you have before you start adding to your collection.

3. Clothing

What goes for shoes also goes for clothing.

I used to get clothing as gifts from my parents and internally wondered where they thought a 14 year old was going to wear a white ruffled shirt in 1995. (I eventually found a use for that shirt in one of the plays I was in.)

The point is, even though they were trying to be nice about it, the clothing choices didn't fit my existing lifestyle. We do that sometimes. Whether it's a trend or something great we saw on someone else, we figure it's just something we have to have. But, by thinking this way, we often ignore the fact that it's not our style, it's not flattering, or it's out of our budget.

The organization here also revolves around knowing what you have. This will help you determine what you actually need and if there is room in your budget and your closet for the things you want.

4. Bills

The key to organization and paying bills is really simple. Pay your bills on time.

One more time: pay your bills on time.

This advice is most important when the bill is a credit card or loan. Late fees and over the limit fees (sometimes as a result of late fees) can seriously hinder your ability to eventually be debt free. (Who wants to stay in debt forever?)

There are a couple of ways you can do this. You can pay the bills as you receive them in the mail (if you still get paper bills) or as you receive notification by email for electronic bills. Or, to make this more automated and ensure the bills are paid on time, sign up for a 3rd party service, one at your bank, or one offered by your creditor where the payment is automatically debited from a designated checking account each month.

There are a number of ways to have as much or as little control over this process as possible, but the point is to set up a system and stick with it so that you don't lose money to late fees and penalties.

5. Miscellaneous Items

This is the area where so many people get into trouble.

We find ourselves at the store and we see something we like. We think we have one at home, but we're not sure. So, instead of waiting until we get home to verify (or call someone who is at home), we purchase the item anyway and end up with multiples. (Remember the 17 umbrellas?)

It's good to wait to make some purchases anyway, but the more organized you become, the more aware you are of what you have. When you know what you have, then you also know what needs to be replaced or what you're lacking.

Once you start organizing, you will find a surprising number of items you have bought and you can't remember why or what it is even for. You will also find the things you thought were lost but were really just buried under foolishness and mayhem called clutter.

Do yourself and your family a favor and stop the foolishness. Get organized and save money. You'll be glad you did.


Wendy Stewart is your Go-to-girl for being in the know about small business, personal finance, personal style, and wellness. For more free tips on personal finance, visit her blog, Personal Finance Success, at http://personal-finance-manager.blogspot.com

Organize For More Leisure

Who has not had their time and energy consumed by an organization or club? Let’s face it; many organizations are geared toward consuming every available hour that a person has to offer. Many organizations I encounter, from churches/religious groups, to charitable organizations, to volunteer groups, to clubs, most are kept running by a small number of persons who are extremely committed to the cause, and who work tirelessly to keep it going.

Observe most of the groups to which you belong and you discover a handful of people doing most of the work that keep the wheels turning. In the occasional sports club or leisure group I have been involved, it was one or no more than two people who kept the group corralled. If asked why members of the total group don't participate in the administration of the club, there unanimity: "I don't have time for the meetings."

What a delight it is to discover other models of doing business, to discover organizations that are designed for full involvement, but not consumption of its members.

This kind of organization is light on meetings and heavy on team delegation. Every once in awhile I come across this kind of group and there are keys to their effectiveness:

Lots of emphasis on team and small group responsibility- These groups put motivated people in charge of a task, give them support, and get out of the way. It makes for fewer meetings, and often more gets done. Small groups of three to four people tackling a specific task will almost always bring better results than a whole board or committee dealing with the issue.

Emphasize future programs and coming events vs. past happenings- Effective groups spend more time on planning the future, and less dissecting the past. There is always the need to evaluate, but the reason for evaluation is an improved future. Give me an organization focused on the future, and I will show you one that has great potential.

Do as much work by phone/email as possible- Many meetings can be pre-empted by the exchange of emails or phone call and coming to a group consensus without ever scheduling a time and place. Take advantage.

Set meeting end times and stick to them- It is amazing what can get done in a short amount of time when there is an expectation of an end time for a meeting.

Practice humor and joy as a part of meeting times- When you have to meet face to face, a meeting should be led with a sense of humor and with a light touch. People will come back to a joyful experience.

See if these hints might lead to more leisure in your life.

Mike Stanton-Rich is "The Leisure Guy." Armed with a Ph.D. in Leisure Studies and years studying stress and burnout, he writes regular articles and features about enhancing work and leisure. Catch his latest at: http://www.theleisureguy.com

Organize Your Garage For More Space

With every home having a garage, there comes another problem. Organization is a complex duty, but offers the home buyer a nice organized garage. Organizing your garage for more space can be accomplished in many ways. The incorporation of different methods can increase the space that you have always wanted. No more will you have to trip over that bicycle in the garage. These methods are:

1. Cabinets- These are the most expensive way to organize your garage, but it is the most stylish. If you have a good deal of things, then cabinets are an option that is needed. The cabinets offer a great deal more space than your shelves or racks can offer. With cabinets, you are able to separate sections of your belongings.

2. Shelves- For those who have little things to store, shelves are an inexpensive way to store your precious items without the clutter look of bins. Shelves offer room for other things. Since they mount on the wall, shelves offer for more space for things under the shelves. Shelves can offer many options of storage and organizational abilities.

3. Racks- These freestanding shelves are made to organize as cabinets except without the doors. Racks offer for layers of options to place your items on and have the chance of holding a good deal of weight. Racks are built to last through many years and won't crumble under pressure.

Whatever the choice you make, organizing your garage for more space is a very important task. With the many things you buy to help keep up with people, and then later not like the item you bought, there is plenty of need for organizing. Remember to always remember that organizing your garage for more space is always an important task and you will be one of the many who have already organized and are enjoying their extra space. Happy organizing!

Dr. Barry Lycka is president of LesTout.com, the number one source of internet guidance.

You Can Organize!

Although some may think of organizing a home as a daunting, dreaded task, the end result provides an extremely rewarding satisfaction and feeling of accomplishment. It may feel overwhelming at first because the tendency is to see the job as a whole. It appears to be an unending chore to be put off at all costs. However, the mind must be set to take this task in steps. Conquering the worthwhile task of organizing can be achieved one step at a time with a positive attitude and the proper tools.

Most people think of cleaning as something that goes along with organizing a home. So, let’s explore cleaning for a moment. Your cleaners should be organized, too. Many people have an over-abundance of cleaners, which is simply not necessary. If you have several piece bottles of the same product, combine them.

If you have old cleaners and are unsure of their age and effectiveness, toss them out. Some cleaners are effective for several different jobs, which can reduce your spending and storage as well.

Some people prefer to keep all their cleaning supplies in one area. To save time, designate an area of each room or part of the house to the cleaners needed for that area. For example, place the kitchen cleaners in or near the kitchen. Should you have an upstairs area, it’s more efficient to place cleaners upstairs as well as keeping some downstairs. If you have a place for cleaners in each bathroom, it’s easier to keep some in each bathroom than to haul them all over the house while cleaning.

When you get ready to organize, make a list of rooms in order of priority. Work your way through the room by doing tasks in order of importance. Decide which area of your home can benefit the most or should have priority.

You may first prefer to organize the parts of your home that company will see. That would most likely be an entryway or living area. Your first step in organizing in any room would be to throw away unnecessary clutter. It may be helpful to toss useable items into a bag or box to give a special charity.

In any area, from cabinets to drawers to closets, you’ll want to give the most used items easier access. Use hard to reach areas for storing things you hardly ever need or won’t use but can’t bear to part with.

Do you own things that are broken that would be cheaper to replace? Do you have saved items that you meant to repair years ago? Now that you’re in the mood for organizing your home, it’s the perfect time to unburden yourself of this useless clutter.

Make organizing your home fun. Set up the potpourri burner and turn on the music that inspires you. Get your children involved. Turn the process into a game or challenge. Give rewards to yourself or your helpers for a job well done when you’re finished or for progress that was made.

About the Author: Kurien Abraham is the owner of DiscoverOrganization where you'll find easy solutions, ideas, and tools to help you get organized and simplify your life. Visit http://www.DiscoverOrganization.com for more information and sign up for a free Home Organizing Mini Course.

How to Organize, Display & Treasure Your Kid's Art Work

Every mom shares the same dilemma. What to do with all the wonderful art your child creates! Without strategies for display, organizing and editing, these delightful treasures will just pile up and become a burden of clutter. Here's my top 10 neat ideas on how to keep their art from becoming clutter.

1. Set policies on how much you are going to keep. For example, you might decide you want to keep only the top 10 – 20 pieces per year.
2. Edit regularly. Keep only the very best or most meaningful. Each day or week, pick your favorite. At the end of the month, pick the best of the month. That's the one that gets put in a scrapbook or in a special memorabilia box. Involve your child in selecting his or her favorite. This helps your child learn that not everything is worth keeping, which is a very valuable organizing skill to learn early on.
3. Go digital! Take digital photos of art you really love and recycle the rest! This preserves the art much longer. Paper eventually fades and tatters.
Create an album or scrapbook for each school year and include photos of the best art along with other projects.
4. Label the work. Mark the back of artwork you decide to save with the child name, date and the reason you kept it.
5. Create a revolving gallery. Create a space on a wall or other area that becomes a revolving art gallery. Use magnetic boards, cork boards etc. Provide one spot for each child and hang their photo or a name marker above their spot. Each time to you change the art decide if the old piece is worth saving.
6. Repurpose and recycle. Find creative uses for art work you don’t want to keep.
7. Use it as:
Gift wrap
Inserts for greeting cards
Drawer/shelf liners
Decorate containers to use as organizers for arts & crafts supplies
Creative disposal placements for a meal. Or, if it’s really good, mount it to construction paper, laminate it, and use the art as place mats for a longer time.
8. Get funky with clipboards. As an inexpensive and fun alternative to frames, use colorful clipboards mounted on the wall to create an art gallery for your child’s room. Let them decide what they want to hang and when they want to change it. Clipboards allow them to easily change out art frequently.
9. Draw the line. Hang a clothesline across a wall in an area where you want to display art and hang it with clothespins. This makes it easy to change the art whenever you or your child wants to!
10. Make gifts. Create unique gifts for relatives with good pieces. You can make little books, puzzles, calendars, and more. Encourage your child to help think of ways to transform art into fun gifts.

© 2006 Ariane Benefit, M.S.Ed., Organizing Coach, Personal Organizing Solutions All rights reserved.

Self Persuasion Through Organization

If you're anything like me, you're a very busy person. Not only am I busy with regular things--teaching, family, health maintenance--I'm also in the midst of a moving, requiring an added list of what needs to be done. It's hard to believe how much has to be done in a day and because this is on my mind, I'm inspired to write more on the topic of organization as I believe it has helped keep me on even footing in a time of change.

I don't care much for chaos. If things need to get done but aren't getting done, it upsets me. I realize that with change there is often chaos, and so in an attempt to minimize that, I like to shape that chaos into something simple.

I'm sure you're busy as well. Maybe your tasks are high priority, requiring deadlines and follow ups that simply have to be met. Some of them are probably less important--getting the dry cleaning, getting a car wash, remembering Secretary's Day. One thing that I find invaluable in this high tech world is a pencil and paper and a very easy thing called a list. Yup. The ever faithful 'to do' list. I suppose it could be that I'm just very process oriented. I like a 1-2-3 way of doing things. As I've discussed before, the conscious mind can only hold seven plus or minus two pieces of information at any one time. When we transfer the information that we don't need immediately onto a piece of paper (or into our Blackberries, if you're so inclined), this frees up space to concentrate on the present.

I typed the words "to do list" into Google and was given a variety of resources for online listing. Remember when a pocket note book and pen were all we needed? I happen to prefer the old-fashioned handwritten list, but if you have a Blackberry, why not put it to use?

The site www.rememberthemilk.com seemed easy to use and had the added bonus of being completely free. This one works with the iPhone or online. Another free site is http://roughunderbelly.com. If you're someone who likes to be rewarded for doing your tasks, this is a nice one giving charts and graphs of how productive you are as you do what needs to be done.

I've also become reacquainted with a tool I used to use but which I lost track of. Ironically, it's a tool to keep you organized (helping you to remember) the things you need to do. It's called Thought Office and falls under the heading of brainstorming. It's a creative and organizational tool that I simply love and for which I have found various uses.

I believe that by clearing up internal clutter and organizing our thoughts and tasks, we have a firmer grasp of making the big steps, accomplishing big things.

So what does this all have to do with persuasion?

I've said this before and I'll say it again many times: Once we can persuade ourselves, whether it be something big like quitting smoking or losing weight, or something as small like dropping off that bag of clothes at Goodwill then we create an internal environment where we are saying what we do and doing what we say. In this, we are working with our other than conscious minds to achieve amazing results.

About the Author
Kenrick Cleveland teaches techniques to earn the business of affluent clients using persuasion. He runs public and private seminars and offers home study courses and coaching programs in persuasion techniques.